Saturday, May 16, 2026 / by Chris Irwin
You've probably seen the headlines saying, "foreclosures are on the rise,” and maybe your mind jumped straight to 2008. That’s understandable. A lot of people remember that crash and all the foreclosures that happened during that window, and they’re hoping something like that never happens again.
But this isn’t a repeat of what happened back then. Here’s the context to prove it.
Foreclosures Are Rising, But They’re Still Historically Low
Yes, foreclosure filings are up 26% from a year ago, according to ATTOM. And they’ve been rising for 5 straight quarters. That's a real trend worth paying attention to. But the full picture isn’t scary like the headlines suggest.
The reality is the increase we’re seeing is a sign of the market normalizing.
Here's an important thing to know about this chart. The extremely low numbers you see in 2020 and 2021 don't represent what's "normal." That's when the government put a moratorium on fo. ...
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Saturday, May 16, 2026 / by Chris Irwin
Most sellers come into the market with one number in mind. And it’s often the one that costs them the most. That's their asking price.
A survey from Realtor.com shows about 8 in 10 (80%) of sellers expect to sell at or above their asking price today. But here’s where things get interesting.
In reality, only about 4 out of every 10 (roughly 40%) actually do.
That’s a big gap. And it’s where a lot of sellers get caught off guard. So, why the disconnect? And how can you set yourself up to be one of the 4 in 10 that get top dollar?
Let’s break it down.
What Should You Really Expect To Get for Your House?
That 40% may sound low at first, but it’s not.
If you look back to the last typical year for the housing market (2019), what we're really seeing is a return to what’s normal (see chart below). If anything, slightly more homeowners are able to sell above list price today compared to 2019:
It only feels low because the . ...
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Monday, May 11, 2026 / by Chris Irwin
Selling your house this season? You’ve probably heard you should stage it before it hits the market. But what does that really mean – and is it worth the effort?
The short answer is “yes,” especially right now.
With more houses for sale this year, you’re likely wondering how to make the most money possible without your house sitting on the market. The answer is staging. It can help your house stand out, bring in stronger offers, and sell faster. As Nadia Evangelou, Principal Economist at the National Association of Realtors (NAR), puts it:
“Staging matters. Preparing the home to be ‘buyer-ready’ attracts more buyers, especially now that inventory has increased.”
Here's what staging actually involves and what it could do for your sale.
What Is Home Staging?
Home staging is the process of preparing your house, so it appeals to as many buyers as possible. That usually means decluttering, deep cleaning, rearranging furniture, and . ...
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Friday, April 24, 2026 / by Chris Irwin
How Do I Book a Consultation With a Local Real Estate Agent Online?
Short Answer
Booking a consultation with a local real estate agent online should be simple, clear, and low pressure. The best way to do it is to connect directly with an agent who knows your area, understands your goals, and can give you real guidance based on today’s market. If you are thinking about buying or selling in Modesto, Riverbank, or Oakdale, an online consultation is often the easiest first step.
Why Sellers and Buyers Ask This First
A lot of people are not ready to jump straight into listing their home or touring properties, but they are ready to ask questions. They want to understand the market, talk through timing, get a feel for pricing, or figure out what the next step should be. That is where a consultation comes in.
For many people, booking a consultation online feels easier than making a cold call. It gives them a simple way to start the conversation, ask questions, and get direction wi ...
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Monday, April 20, 2026 / by Chris Irwin
What Is My Home Worth in Modesto Right Now?
Short Answer
Your home’s value in Modesto depends on more than just square footage or an online estimate. Condition, location, buyer demand, recent comparable sales, and current competition all play a role. If you want to know what your home is really worth, you need to look at how it would be positioned in today’s market, not just what an algorithm says.
Why Sellers Ask This Question First
One of the first things most homeowners want to know before selling is what their home is worth right now. That number affects everything else. It influences whether selling feels possible, what kind of move you can make next, how much work you may want to do before listing, and what kind of expectations you should have going into the process.
The challenge is that home value is not a fixed number. In Modesto, value shifts based on neighborhood, condition, buyer behavior, and the homes your property would actually compete with if it hit ...
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