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Chris|Jennie Irwin Realtors® | Central Valley House Search Blog

Friday, March 10, 2023   /   by Chris/Jennie Irwin Realtors®

Buying a Home May Make More Sense Than Renting

Some Highlights


If you’re trying to decide whether to rent or buy a home, there are a few things you should consider.


Homeownership can help you escape the cycle of rising rents, builds your wealth, and serves as a hedge against inflation.


If you’re ready to take advantage of the benefits of homeownership, let’s connect to explore your options.

The information contained, and the opinions article are not intended to be construed as investment advice. Allison James Estates & Homes does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Allison James Estates & Homes will not be liable for any loss or damage caused by your reliance on the inf. ...

Thursday, March 9, 2023   /   by Chris/Jennie Irwin Realtors®

4 Tips for Making Your Best Offer on a Home

Are you planning to buy a home this spring? Though things are more balanced than they were at the height of the pandemic, it’s still a sellers’ market. So, when you find the home you want to buy, remember these four tips to make your best offer.
1.Lean on a Real Estate Professional
Rely on an agent who can support your goals. As Bankrate notes:
“. . . select the best real estate agent for your needs. They will be a critical part of your home buying process.”
Agents are local market experts. They know what’s worked for other buyers in your area and what sellers may be looking for in an offer. It may seem simple, but catering to what a seller needs can help your offer stand out.
2.Know Your Budget
Understanding your budget is especially important right now. As Sandy Higgins, Senior Wealth Advisor at Capstone Financial Advisors, puts it:
“Understand your current budget … what are your expens ...

Monday, March 6, 2023   /   by Chris/Jennie Irwin Realtors®

Is It Really Better To Rent Than To Own a Home Right Now?

You may have seen reports in the news recently saying it’s better to rent right now than it is to own your home. But before you let that impact your decisions, you should understand what these claims are based on.
A lot of the time, these reports are assuming things that aren’t realistic for the average household. For example, the methodology behind one of those reports says that renting is the smarter financial option because of the opportunity to invest money elsewhere. It assumes renters take the money they’d spend on costs tied to buying a home and put it in an investment portfolio.
But here’s the thing – most people who rent aren’t making those investments. Ken Johnson, Co-Author of the BH&J National Price-to-Rent Index, explains:
“One of the difficulties with the rent and reinvest model is many people . . . simply rent and spend the difference. . . . That’s wealth destroying.”
The reas ...

Friday, March 3, 2023   /   by Chris/Jennie Irwin Realtors®

Where Will You Go After You Sell Your House? [INFOGRAPHIC]

Some Highlights
If you’re thinking of selling your house, be sure to explore all the options you have for your next home.
Both newly built homes and existing homes offer plenty of unique benefits.
If you have questions about the options in our area, let’s discuss what’s available and what’s right for you.

The information contained, and the opinions article are not intended to be construed as investment advice. Allison James Estates & Homes does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Allison James Estates & Homes will not be liable for any loss or damage caused by your reliance on the information or opinions contained herein. ...

Thursday, March 2, 2023   /   by Chris/Jennie Irwin Realtors®

Equity Gains for Today’s Homeowners

Today’s homeowners are sitting on significant equity, even as home price appreciation has eased recently. If you’re a homeowner, your net worth got a boost over the past few years thanks to rising home prices. Here’s what it means for you, even as the market moderates.
How Equity Has Grown in Recent Years 
Because of the imbalance between how many homes were for sale and the number of homebuyers in the market over the past few years, home prices appreciated substantially.
And while price appreciation has slowed this year, that doesn’t mean you’ve lost all the equity in your home. In fact, the latest Homeowner Equity Insights report from CoreLogic finds the average homeowner’s equity has grown by $34,300 over the past year alone.
And if you’ve been in your home longer than that, chances are you have even more equity than you realize.
While that’s the national number, if y ...
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931 10th Street, Suite M
Modesto, CA 95354
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